Happy Holidays

It’s that time of year again, holiday parties, holiday events for children, booze, food, and presents!  I do enjoy the holidays because we get to see so much of our families and my girls love any chance they get to see all their cousins.  Well, for me, their is always delicious food and drink around as well.  Let’s just say that if you are a master at making peanut butter balls, I would love you forever.

So this year I started my new career in real estate and it has gone pretty well I think.  I have learned A LOT and realized that there is much more stress than I was expecting.  One thing I have learned that carries over to both my personal life and my career, surround yourself with like-minded people.  People that make you better as a person.  People that have similar goals.  People that have similar morals. People that will make me better.  Once I realized that I was letting the same people in my life upset me or make me feel bad about myself, I walked away.  It took me years to finally realize that nothing was going to change on its own, I had to do the changing.  Now, I’m surrounding myself with some awesome people and there is almost zero drama.  I am almost 37 years old and there is no room for drama in my life (unless it’s from my 6 or 8 year old).

I truly believe that it should be the same in your professional life.  The reason I choose my current brokerage is because I wanted to work with some of the best people in real estate.  I wanted to pick the brains of all these multi-million dollar producers who had been in the business for over ten years.  My motto was, if I’m going to be the best, I have to work with the best.  I think a lot of real estate agents get a bad reputation for being snotty, standoffish, and selfish.  Believe me, there are plenty of those still in the business but for the most part, the successful agents are there to help.  I have learned a lot from my fellow associates at RE/MAX and I don’t think I would have been as successful my first year if I had gone somewhere else.

IMG_4905

In the past couple months I have jumped on the Rachel Hollis train and I’m loving it!  If you haven’t read Girl, Wash Your Face then you are missing out.  She also has a podcast that is fun and inspiring to listen to.  I’ve been staying positive, setting goals for myself, and holding myself accountable more.  I’m still working on the whole “working out everyday” thing but I’ll get there (hopefully)!  What I’m trying to say is that, she has inspired me to be better and sometimes that is all we need.  I have big plans for myself in 2019, and I can’t wait to start crushing it.  Stay tuned…

October Newsletter

The Scariest Thing About Being a First Time Home Buyer

One of the scariest things about being a first-time buyer is the unknown. It’s probably one of the main reasons 90 percent of all buyers do hours of online research before deciding to buy a home.

The entire process can be stressful. It’s complicated. It’s filled with paperwork. It’s most likely the biggest financial decision of your life. And it’s peppered with deadlines and boxes that must be checked or the entire deal can fall apart!

Halloween girl

Real estate agents are here to uncomplicate the buying process for you. An agent is your matchmaker: he or she will help you define the qualities of your dream house and work hard to turn that dream into a reality. And since they’re pros, they’ll manage the deadlines and check those countless boxes for you so you can make an offer on your dream house with confidence.

A home purchase may be your largest financial transaction to date, so it’s important to make the right decisions and to keep an eye on the details. With the assistance of your Residential Mortgage Lender and real estate agent, it should be an efficient, pleasant, and ultimately rewarding experience.

Count On Your Real Estate Agent To:

  • Preview available homes to weed out those that are overpriced, or undesirable in some other way.
  • Present the homes that suit your needs as you’ve defined them.
  • Help you determine the difference between a “good buy” and a property which, because of its nature (neighborhood, market appeal, etc.), might have to be discounted if you decide to sell in the future.
  • Negotiate the best deal for you. With a Pre-Qualification letter from us in hand, your Real Estate Agent will be able to demonstrate that you are a qualified and capable borrower. This will strongly influence the Seller, and may make the difference between the Seller accepting your offer or someone else’s — even if your offer is lower!

Count On Your Loan Officer To:

  • Assist you in selecting the best loan to meet your personal situation and goals. (This single decision can save you thousands of dollars throughout the years!)
  • Keep you informed of your loan status throughout the entire process.
  • Keep your Real Estate Agent informed of our loan progress (Note: your personal information is always kept confidential between you and us; only deal points and progress are shared).
  • Get the appropriate loan for you at the best rates and fees. This will save you significant money “up front” and throughout the years to come.

Count On Yourself To:

  • Keep your Real Estate Agent informed of any questions or concerns as they develop.
  • Keep the process moving by providing documentation and decisions as soon as reasonably possible. By doing so, many of the details are taken care of early in the process so you can comfortably concentrate on any last-minute details or events that require your attention.
  • Enjoy purchasing your home, but do remain objective throughout — to make the business decisions that are best for you.
  • Make sure you are pre-approved as early as possible. This will put the power of financing behind you so you can concentrate on selecting your home.

I am not a mortgage lender and I will never pretend to be.  I ALWAYS encourage my clients to make an appointment with a reputable lender and actually sit down to go over all options.  There are so many options out there other that just the typical Conventional, FHA, and VA loans. Contact Tracy Geer at First State Bank Mortgage for more information.  Find her pre approval link on my website.

fullsizeoutput_76

My October Obsession: Carrot Cake

CARROT CAKE
INGREDIENTS
2 1/2 cups All Purpose Flour
1 1/2 teaspoons Baking Soda
1 1/4 teaspoons Baking Powder
2 teaspoons Ground Cinnamon
1/2 teaspoon Salt
2 cups Sugar
4 Large Eggs
1 cup Vegetable Oil
1 teaspoon Vanilla Extract
2 cups Grated Carrots
3/4 cup Chopped Pecans
3/4 cup Coconut (I don’t use coconut because I think it is disgusting!)
1 8oz can Crushed Pineapple (put in strainer and let juice drain. I used a fork to press out more liquid.)
DIRECTIONS
Preheat oven to 350 degrees
Line the bottoms of 3 (8inch) or 2 (9inch) round pans with wax or parchment paper, grease with shortening and flour the paper and pans for easy release when turning out……carrot cake has a tendency to stick so be sure to use the paper.
Whisk together for 30 seconds the flour, baking soda, baking powder, cinnamon, and salt. Set Aside.
In a mixing bowl, add 2 cups sugar , 4 eggs, 1 cup oil and 1 tsp. vanilla. Mix 2 to 3 minutes at medium speed until well blended and light colored.
With a spoon stir in the flour until moistened, then add the carrots, pecans crushed pineapple and coconut.
Bake 35 minutes at 350 degrees or until a toothpick inserted in the center comes out clean. Refrain from opening the oven door or touching the center of the cake to test for doneness until very near the end of baking time or it could cause the cake to sink slightly in the center.
Makes 6 1/2 cups batter
Cool cake layers in pan for 10 minutes on a wire rack then turn out. Cool completely before frosting.

It’s healthy because it has carrots.  Just go with it.

Places to visit in October in Kansas & Missouri:

  1.  Weston, Missouri- Weston Red Barn Farm, O’Mally’s Pub, and Pirtle Winery
  2.  Parkville, MO- Wines By Jennifer A hidden gem in downtown Parkville.  Stop in to taste their featured wines of the month and listen to the stories of their travel.  Don’t forget to join the Wine Club!
  3. Lawrence, KS- Lawrence is so pretty in the fall.  Walk down Mass Street and check out all the local shops.  Make reservations at 715 for dinner, my FAVORITE!

Pumpkin Patch

 

 

 

Bucket List Update: Not a complete fail

It’s October. It’s the middle of October. Where did the summer go? My bucket list was a great idea but I should have known that it was going to be impossible to finish. I did get most of the kid stuff down but we never made it to one Royals game. I can’t decide if I’m just lazy or way too busy. I think that I have convinced myself that working a full-time job with a one and two-year old is just plain exhausting and that’s my excuse.
My friends with older children tell me it gets better but I believe they are full of it because they are consumed by soccer practice, volleyball games, and football banquets. A little much you think. I believe when I was in the elementary school we played one sport at a time and had practice on a Wednesday and the soccer game was saturday morning sometime between eight and eleven in the morning, and that was it. It is exhausting just thinking about it.
As the winter months are approaching they girls are getting to that fun age where they can play with each other. Reese is running around the house and Maggie is right behind her bugging the crap out of her. Ahh, super fun times at my house. Maybe I cool it with the Bucket Lists and concentrate on the real important tasks at hand, potty training and getting an almost 3-year-old to sleep in her own bed without a screaming fit. I will keep you posted.

New Challenge

In January I told myself that I was going to try to write an entry every week, and now it is the end of May and I haven’t finished one!  New goal, try to write one every month.  I. can. do. this.

I also have been attempting to read a book, The Happiness Project and am a whole 25 pages into it.  It’s not like I don’t know how to read because I can, I swear.  I have read those same 25 pages over and over again just to familiarize myself with the book again. Exhausting. I am hoping that one day I will be able to relax and do those little things like read a book or go to the restroom without a toddler following me around asking me very important questions.  Don’t get me wrong, I love my children but this momma is on a journey to balance work, family, and me time. I’ll get there and you will most likely hear about it along the way.

My little one just started her little army crawl last night so I officially have two little girls on the move.  Reese is a complete momma’s girl and has been attached to my hip for the past 10 months so I am loving her desire for independence.  I am just praying that she will enjoy playing without me holding her! At this point I can’t understand why I don’t have super toned arms after carrying around a 20 pounder and a thirty pounder, they should be ripped.

Like Mother Like Daughter

My whole goal when I was a teenager was to be a cooler and better mom than my mom.  I was one of the worst kids in the whole world and I honestly don’t know why my parents didn’t drive to the middle of nowhere and leave me for dead.  I totally would have.  When I was in high school I thought I knew everything and that I should be able to do whatever whenever I wanted too and I did most of the time.  I won’t go into detail of what I put my parents through but it was awful and I apologize to them every chance I can to this day.

So I now find myself doing things just like my parents, especially my mother.  Although I didn’t agree with them at the time, I now realize that they raised us a certain way to mold us into the people we are today.  Now that I have two little girls I have already decided that they aren’t allowed to date, stay out late, or do anything remotely dangerous!  You think I’m kidding.  I have turned into my mother and I love it.

I find myself doing the same things she does all the time.  For example, I have our kitchen drawers organized like she does.  I even find myself putting votive candles in the dish towel drawer just like my mother.  It is those little things that I am noticing all the time and I’m sure my dad and other family members can point out a million other things.  I fought so hard not be like her as a teenager and now that I’m an adult, I want to be just like her.